Helpful Tips for Handling Your Roof Insurance Claim

If you’re a homeowner, you have likely experienced the ill effects of severe weather on your house.

Whether wind damage, hail destruction, or other natural causes have impacted your house, you want your roof repairs to be accomplished quickly and easily so that you can get back to life in a safe and comfortable home.

In the midst of dealing with insurance claims and repair logistics, customers often wonder if they should share their insurance estimate with their roofing contractor, fearing that they may be short-changed or scammed by dishonest companies.

However, there are multiple reasons it is important to share your insurance information with a trusted contractor, and it’s important to understand how to approach this situation with confidence and security:

1.    UNDERSTAND YOUR OWN POLICY AND CLAIM

Having knowledge of your insurance policy and the claim the company has issued will be extremely helpful as you navigate repairs and estimates.

Be sure to review the type and age of your roof and the general damage shown so that you are prepared to discuss particulars with your insurance agent and your contractor.

2.    SELECT A CONTRACTOR BASED ON SKILL AND REPUTATION

There are certainly less-than-reputable roofing companies seeking your business (especially after area storms), so it is essential to do careful research and find an established contractor who has a reputation of integrity in the community.

A great way to start is by typing “roof repair near me” into your search engine and perusing feedback from customers online. Take the time to read reviews, utilize the Better Business Bureau, and seek personal recommendations.

A trustworthy contractor will give you honest feedback on your insurance quote and will be able to maximize the qualifying work on your roof.

3.    WORK WITH YOUR CONTRACTOR TO CONFIRM INSURANCE CLAIMS

Sharing your insurance quote information with your contractor can help to ensure that you receive the full payment you are entitled to and the complete repairs you need.

Whether you have asphalt shingles or a tin roof, experienced contractors are familiar with a wide variety of insurance policies and are able to determine if anything should be negotiated or adjusted from the original quote.

For more information about your roofing insurance claim and to receive a free quote for your repairs, contact a licensed and insured contractor in the Colorado Springs area.